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is committed to maintaining the confidentiality, integrity, and security of any personal information about our users. This Privacy Policy explains how we protect the personal information provided through our website .com (the “Site”) and how we use that information in connection with the service offered through the Site (the “Service”). Personal information, for purposes of this Policy, means information that identifies you, such as Your name, Company name, Phone number, or e-Mail address.
stresses its privacy standards to guard against identity theft and provide security for your personal information.
1. Your Privacy is not for sale
Simply put, we do not and will not sell or rent your personal information to anyone, for any reason, at any time. uses and discloses your personal information only as follows:
2. We limit the collection and use of personal information
Certain areas and features of are available to you without registration or the need to provide to us any information. However, other features of the Site or the Service may require registration, which requires an e-mail address, a password and your location information (collectively the “Registration Information”). In order to benefit from the full functionality of the Service, you also must provide your third-party account credentials (“Account Credentials”) to allow to access your account data at those other financial institutions (“Account Information”) for your use.
From time to time we may request other personal information to provide you with other benefits of the Service. In all such instances, you will be given the opportunity to accept or to decline to provide that information, and it will be used only for the stated purpose. may take anonymous or aggregate personal information and disclose such data only in a non-personally identifiable manner to:
Such information does not identify you individually. Access to your Registration Information, Account Credentials, Account Information and any other personal information you provide is strictly restricted and used in accordance with specific internal procedures and safeguard governing access, in order to operate, develop or improve the Service. These individuals have been selected in accordance with our security policies and practices and are bound by confidentiality obligations. They may be subject to discipline, including termination and criminal prosecution if they fail to meet these obligations. We may also use third party vendors or service providers to help us provide the Service to you, such as sending e-mail messages on our behalf or hosting and operating a particular feature or functionality of the Service. Our contracts with these third parties outline the appropriate use and handling of your information and prohibit them from using any of your personal information for purposes unrelated to the product or service they are providing. We require such third parties to maintain the confidentiality of the information we provide to them.
3. Changes to your Registration Information
If your Registration Information changes during your subscription to , you may update it anytime via the Service.
4. Online session information and use is only used to improve your experience
When you visit , we may collect technical and navigational information, such as computer browser type, Internet protocol address, pages visited, and average time spent on our Site. This information may be used, for example, to alert you to software compatibility issues, or it may be analyzed to improve our web design and functionality.“Cookies” are alphanumeric identifiers in the form of text files that are inserted and stored by your web browser on your computer’s hard drive. may set and access cookies on your computer to track and store preferential information about you. may gather information about you through cookie technology. For example, may assign a cookie to you, to limit the number of times you see a particular Offer or to help better determine which Offers to serve you. Please note that most Internet browsers will allow you to stop cookies from being stored on your computer and to delete cookies stored on your computer. If you choose to eliminate cookies, the full functionality of the Service may be impaired for you.
We encode our cookies so that only we can interpret the information stored in them.Web beacons are images embedded in a web page or e-mail for the purpose of measuring and analyzing site usage and activity. , or third party service providers acting on our behalf, may use web beacons to help us analyze Site usage and improve the Service.
We may use third-party service providers to help us analyze certain online activities. For example, these service providers may help us measure the performance of our online campaigns or analyze visitor activity on . We may permit these service providers to use cookies and other technologies to perform these services for . We do not share any personal information about our customers with these third party service providers, and these service providers do not collect such information on our behalf. Our third party service providers are required to comply fully with this Privacy Policy.
5. Third parties offering other products or services will not be given your personal information without your permission
There are a number of separate products and services offered by third parties advertised on our Site and through the Service that may be complementary to your use of , such as lenders, banks, credit card issuers and brokerage institutions (collectively, “ Offers”). If you choose to use these separate products or services, disclose information to the providers, or grant them permission to collect information about you, then their use of your information is governed by their privacy policies. You should evaluate the practices of external services providers before deciding to use their services. is not responsible for their privacy practices. If you click on a link to a third party site, encourages you to check the privacy policy of that site. may present links in a format that enables us to keep track of whether these links have been followed and whether any action has been taken on a third party website. We use this information to improve the quality of the Offers and customized content on the Service.
6. Disclosure of your information to protect our rights or if required by law
Notwithstanding the foregoing, reserves the right (and you authorize ) to share or disclose your personal information when determines, in its sole discretion, that the disclosure of such information is necessary or appropriate:
7. Your data may be transferred upon a change of control but only in accordance with this Policy
Personal information may be transferred to a third party as a result of a sale, acquisition, merger, reorganization, or other change of control. If we sell, merge, or transfer any part of our business, part of the sale may include your personal information. If so, you will be asked if you would like to stop receiving promotional information following any change of control.
8. You can migrate or delete your data
Your data is yours. You can remove it/request us to remove it anytime you want. When you request us to delete your account for the Service, your data will be permanently expunged from our primary production servers and further access to your account will not be possible. We will also promptly disconnect any connection we had established to your Account Information and delete all account credentials. However, portions of your data, consisting of aggregate data derived from your Account Information, may remain on our production servers indefinitely. Your data may also remain on a backup server or media. keeps these backups to ensure our continued ability to provide the Service to you in the event of malfunction or damage to our primary production servers. We also reserve the right to use any aggregated or anonymous data derived from or incorporating your personal information.
9. E-mail communications from us
We may provide our registered customers with summaries of their Account Information and e-mail alerts. We also allow users to subscribe to e-mail newsletters and from time to time may transmit e-mails promoting or third-party goods or services.
subscribers have the ability to opt-out of receiving our promotional e-mails and to terminate their newsletter subscriptions by following the instructions in the e-mails. Opting out in this manner will not end transmission of service-related e-mails, such as e-mail alerts.
10. You are responsible for maintaining the confidentiality of your Login ID and Password
We maintain strict rules to help prevent others from guessing your password. We also recommend that you change your password periodically. You are responsible for maintaining the security of your Login ID and Password. You may not provide these credentials to any third party. If you believe that they have been stolen or been made known to others, you must contact us immediately, but in any event, you should change your password immediately via the Service. We are not responsible if someone else accesses your account through Registration Information they have obtained from you or through a violation by you of this Privacy Policy or the Terms of Use.
If you have a security-related concern, please contact us. We will work closely with you to ensure a rapid and personal response to your concerns.
11. We post updates on our website whenever there is a change to our Privacy Policy
We update this Privacy Policy periodically. The date last revised appears at the top of the Policy. Changes take effect immediately upon posting.
12. Contact us if you have any questions or concerns
If you have questions, comments, concerns or feedback regarding this Privacy Policy or any other privacy or security concern, send us an e-mail.
If you click “Yes” below, you will be directed to another website. A new tab or window will be opened. Before you click “Yes”, we want you to know that the site owner of that website is responsible for what is on their website. Also, their privacy policies, cookies and level of security may be different than ours, so please review their policies and other disclosures.
Before using the Website (“Site”), carefully read the Terms and Conditions and Privacy Policy. By clicking “I agree” you indicate that you understand, accept, and agree to the Terms and Conditions and Privacy Policy that apply to the use of this Site. If you do not agree to the Terms and Conditions or Privacy Policy, please do not use this Site.
You understand that you may be charged a fee for using this payment method in accordance with the provided fee schedule. The amount of the fee, if any, will be displayed to you for acceptance before your transaction is completed. Please note, you have the right to select your method of payment and are not required to use this payment method, as does accept other payment methods that can be used without incurring a fee. If you do not wish to proceed with making an online payment, please refer to the options available on the Payment Options section of our website. If a fee is listed on the fee schedule calendar for the date on which you are making a payment, you agree to the one-time draft fee. You agree that the draft will be the same as if it were a check made payable and signed personally by you.
You understand that this authorization will remain in full force and effect until you notify in writing, including your loan number, at ., PO Box 100077 Duluth, GA 30096-9377 or via telephone at , that you wish to revoke this authorization. You understand that the Company requires at least 3 business days' notice prior to a scheduled payment in order to cancel this authorization. You hereby request and authorize the draft to my account and understand the conditions as specified above.
Payments made via the IVR, with a Customer Service Agent or through the Client Landing Site may take up to one business day to reflect in your payment history.
If you have any questions or concerns, please contact Customer Service at .