Last Updated: 01/22/2019
The Site and Services is intended for individuals who are at least 18 years of age and reside in the United States, the District of Columbia or the territories of the United States. If you are under 18 years of age or reside outside of the United States, District of Columbia or the territories of the United States, you should not be visiting this Site or utilizing ’s Services.
reserves the right to modify or terminate the Services or to terminate your access to the Site, in whole or in part, at any time.
Trademarks And Copyrights
The Site and its entire contents, features and functionality, including but not limited to, pages, screens, source codes, materials, data, information, text, displays, videos, services, graphics, design, layout, products, content, screen interfaces, “look and feel” and Site operation are owned by , its licensors, or content providers and protected by intellectual property laws, including, copyrights, patents, trade secrets, trademarks, and other intellectual property or proprietary rights laws.
You agree to use the Site and Services only for the lawful purpose of conducting mortgage related business with or to obtain information about ’s products and Services and agree not to use the Site or Services in a way that violates any applicable federal, state, local, or international law or regulation.
You acknowledge that your use of this Site or Services imposes on you an obligation of proper use and conduct, including but not limited to, not introducing any harmful or disabling computer codes or viruses or other material that may harm or disrupt the Services, Site or systems; or not using the Site or Services in a manner that could in anyway impair or damage the Site or interfere with any other party's use of the Site. Unauthorized use of the Site, Services, misuse of passwords, or misuse of any information or material posted on the Site is strictly prohibited.
Consent to Communicate
By submitting an inquiry or otherwise request that contact you and by providing with an email address, telephone number or contact number for any mobile device or landline, you expressly consent to receiving communications from , through email, a mobile device or landline, including, without limitation, prerecorded or artificial voice message calls, text messages, and calls made by an automatic telephone dialing system regarding your communication. This express consent applies to every email, telephone or contact number that you provide now or in the future. You understand that you may decline to provide or revoke your consent at any time and that your consent is not a condition to obtaining goods or services from . You further understand that communications through email or a mobile device may result in fees from your service provider. Note, we may monitor or record your call if you communicate with us by via a telephone or contact number.
Certain areas of the Site may be restricted to users who have completed the registration process and obtained a user identification and password. During the registration process, you will be asked to provide an email address and telephone or contract number. By providing this information, you consent to communicating with you as you specify in your customer preferences.
If any area of the Site requires registration prior to our granting you access, you agree to provide accurate and current information, including but not limited to a name and password as well as your name, address, telephone number and a valid email address. It is your responsibility to keep this information updated. You must notify us immediately if your email address changes or is otherwise invalid by either changing your customer profile or calling customer service. If you fail to update or change an incorrect or invalid email address, you understand and agree that any email communications will be deemed to have been provided to you by .
It is also your responsibility to protect and maintain the confidentiality of any user identification, password, or other identifying information in connection with your use of this Site. You agree to notify us immediately if you believe your Site log-in credentials has been lost, stolen, or otherwise compromised. You also acknowledge and agree that will not be responsible for any losses arising out of your failure to notify us of unauthorized use, or any loss or damage you may incur as a result of someone else using your account, either with or without your permission or knowledge. Accordingly, you are solely responsible for all damages or claims that may arise from any access to or use of the Site by any person to whom you have provided your log-in credentials, or by any person who has obtained your information, including, but not limited to, any access to, or use of, this Site that may occur after you have provided notification that your log-in credentials have been lost, stolen, or otherwise compromised.
By completing the registration process, you will have access to information regarding your mortgage loan account (“Account”). You acknowledge that some of information regarding your Account contains your personal financial matters (“Personal Financial Information”) and consent to the display of such Personal Financial Information by electronic means.
After registration, your consent to communicate with you through a mobile device, landline or email shall remain in force until withdrawn. You may withdraw your consent at any time by calling customer service toll-free at . will not charge a fee for the withdrawal of your consent. A withdrawal of consent is effective only after you have communicated your withdrawal to and we have had a reasonable period of time to act upon your withdrawal. Once effective, will no longer communicate with your through email, mobile device or landline.
Feedback And Submissions
You agree and acknowledge that all suggestions, comments, feedback, ideas or improvements (“Submission”) that you provide through the Site in connection with the Site or any Service will be considered non-confidential and the exclusive property of . You therefore disclaim any proprietary right in any Submission and understand that has the right to use, publish, and commercially exploit, ideas originating from your Submission without notice, compensation, or other obligation to you or any other person.
Links To Third Party Sites
has no control over such third-party websites and disclaims all liability to you or any other person for damages or claims arising from the use of, including but not limited to, the content, materials, information, products, functionality, privacy policies, services, calculations or security available at or through any third-party website. If you choose to link to a third party’s website, makes no representations or warranties; express, implied or otherwise, of any kind. Your participation in any linked website is based solely on the agreement, if any, between you and the linked website provider and at your own risk. A link to a third-party website does not imply ’s endorsement for the company’s opinions, ideas, products, information or services offered.
YOU ACKNOWLEDGE AND AGREE THAT USE OF THE SITE IS AT YOUR SOLE RISK. THE SITE AND SERVICES, INCLUDING BUT NOT LIMITED TO, INFORMATION, CONTENT, MATERIALS, SOFTWARE AND FUNCTIONALITY CONTAINED IN THE SITE, ARE OFFERED BY "AS IS", “WITH ALL FAULTS” AND “AS AVAILABLE” WITH NO WARRANTY OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO, WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NONINFRINGEMENT.
YOU FURTHER ACKNOWLEDGE THAT and its directors, officers, EMPLOYEES, AGENTS, AFFILIATES OR THIRD-PARTY PROVIDERS, DO NOT REPRESENT OR WARRANT: (a) AGAINST INTERFERENCE WITH USER ENJOYMENT OF THE SITE OR SERVICES; (b) THAT THE SERVICES OR SITE WILL BE UNINTERRUPTED OR FREE FROM ERRORS; (c) THAT DEFECTS IN THE SITE OR SERVICES WILL BE CORRECTED; (d) AGAINST COMPUTER VIRUS OR OTHER MATERIAL THAT MAY HARM OR DISRUPT YOUR COMPUTER OR MOBILE DEVISE; OR (e) THE TIMELINESS, ACCURACY, RELIABILITY, ADEQUACY, OR COMPLETENESS OF THE SITE OR SERVICES.
SOME JURISDICTIONS DO NOT ALLOW AN EXCLUSION OR RESTRCTION OF SOME WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
Limitation of Liability
UNDER NO CIRCUMSTANCES WILL BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR RELIANCE ON INFORMATION OBTAINED THROUGH THIS SITE. TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, IN NO EVENT WILL BE LIABLE TO YOU, OR ANY THIRD PARTY CLAIMING THROUGH YOU, FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, LOST PROFITS, BUSINESS INTERRUPTION (OR ANY OTHER COMMERCIAL DAMAGES OR LOSSES), ECONOMIC OR OTHER DAMAGES OF ANY KIND FOR ANY INJURY OR LOSS ARISING OUT OF, OR RELATED IN ANY WAY TO, THE USE (OR INABILITY TO USE) OR PERFORMANCE OF THE SERVICES OR THE SITE, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE AND EVEN IF HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, IN NO EVENT SHALL BE RESPONSIBLE FOR ANY LOSS OF ANY KIND, INCLUDING LOSS ASSOCIATED WITH ANY COMPUTER VIRUSES WHICH MAY INFECT YOUR COMPUTER SYSTEM OR MOBILE DEVICE, PROPERTY DAMAGE, AND BODILY INJURY, WHETHER CAUSED BY ACCESS TO, OR USE OF, THE SERVICES OR THE SITE. YOU AGREE THAT YOU WILL BEAR THE ENTIRE COST OF ALL SERVICING, REPAIR, CORRECTION, OR RESTORATION THAT MAY BE NECESSARY FOR YOUR DATA, SOFTWARE PROGRAMS, OR COMPUTER EQUIPMENT BECAUSE OF ANY VIRUSES, ERRORS, OR OTHER PROBLEMS YOU MAY HAVE AS A RESULT OF USING OR VISITING THIS SITE.
SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OF LIABILITY FOR PERSONAL INJURY, OR OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THIS LIMITATION MAY NOT APPLY TO YOU.
Enforceability and Governing Law
If you click “Yes” below, you will be directed to another website. A new tab or window will be opened. Before you click “Yes”, we want you to know that the site owner of that website is responsible for what is on their website. Also, their privacy policies, cookies and level of security may be different than ours, so please review their policies and other disclosures.
You understand that you may be charged a fee for using this payment method in accordance with the provided fee schedule. The amount of the fee, if any, will be displayed to you for acceptance before your transaction is completed. Please note, you have the right to select your method of payment and are not required to use this payment method, as does accept other payment methods that can be used without incurring a fee. If you do not wish to proceed with making an online payment, please refer to the options available on the Payment Options section of our website. If a fee is listed on the fee schedule calendar for the date on which you are making a payment, you agree to the one-time draft fee. You agree that the draft will be the same as if it were a check made payable and signed personally by you.
You understand that this authorization will remain in full force and effect until you notify in writing, including your loan number, at ., PO Box 100077 Duluth, GA 30096-9377 or via telephone at , that you wish to revoke this authorization. You understand that the Company requires at least 3 business days' notice prior to a scheduled payment in order to cancel this authorization. You hereby request and authorize the draft to my account and understand the conditions as specified above.
Payments made via the IVR, with a Customer Service Agent or through the Client Landing Site may take up to one business day to reflect in your payment history.
If you have any questions or concerns, please contact Customer Service at .